At ACCION USA, we understand the challenges of running a small business. Our business loans can give you the money you need to succeed. If you’re having trouble financing your business, ACCION USA can help. From construction to caterers, retail stores to restaurants, our loans are making a real difference.
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Why ACCION USA Loans?
If you own a small business—or have recently started one—you have various small business financing options to choose from. Here are just a few reasons why ACCION USA is the right choice:
We go beyond banking — We provide you with the financing solution to build your small business, even when you don’t meet the stringent criteria that traditional banks must follow.
Our rates are competitive — We offer competitive interest rates well below those of credit cards and many finance companies.
We help you build your credit — Repaying a small business loan from ACCION USA on a timely basis helps you build your credit history and raise your credit score—laying the groundwork for future loans from banks and other traditional business finance sources.
We’re a proven small business resource — ACCION USA is a nonprofit organization with a long track record of helping thousands of small business owners. Our clients are referred to us from banks such as Bank of America, Citizens Bank, TD Banknorth, and others.
We’re friendly — When you get a business loan from us, you get careful attention, respect, and the commitment of the ACCION USA team to helping your business succeed. We make the whole process of applying for a loan as simple as possible with friendly service and clear communication (in English, Spanish, Portuguese or Creole).
We stick with you — Many of our clients receive multiple business loans over several years.
Loan Amounts, Interest Rates and Terms
Loan amounts range from $500 to $25,000
Annual interest rate as low as 13%
Loan terms up to 60 months
Loan types include installment, balloon loans, and lines of credit
Loan purpose ranges from inventory and equipment purchase to business marketing, payment of licensing fees, and other expenses associated with building a business
Money in your hands (or loans disbursed) in 5 to 20 business days upon receipt of your completed application and all supporting documents
Minimal application documents—less than banks require
At ACCION USA, we try to make the whole loan process as fast and easy as possible—applying online takes approximately 30 minutes to an hour. And our local offices and partners make applying in person easy too.
For More Information
Take a look at our Client Orientation, or get answers to Frequently Asked Questions. Also, you can always call us at (866) 245-0783, or email email@example.com.
To Apply Online, click here